We all know the dilemma: you need plastic to buy anything in today’s society, but with the credit crunch all over the headlines, there’s less chance your bank will give you credit than ever before - especially if you have a poor credit history.

Prepaid MasterCards® are different. They're perfect for people like you who just want to be able to pay via plastic and enjoy the safety and convenience that offers, without the risk of building up any debt.

Just like a pay as you go phone, you load up your Prepaid MasterCard card with money, and then you can spend anywhere you see the MasterCard acceptance mark (over 25 million places worldwide and online). You can withdraw money at ATMs in the UK or abroad, pay bills and shop online, all in complete safety; there are no bank details linked to the card which fraudsters might steal.

Your card doesn’t just provide peace of mind; it looks great in your wallet, you can take advantage of our free online account management services, and you can use it in the UK or on holiday, for a lower fee than many bank-issued debit cards. What’s more is the choice of tariff offered: you can pay as you go or pay monthly.

Apply today by clicking on the links on this page and enjoy the benefits of a living a prepaid life!